Can I Register A Vehicle Without A Valid Driver's License

May 03, 2022

Whether or not y'all can purchase a car when you don't have a driver's license depends on a number of factors. For the about part, you shouldn't run into any issues – unless yous plan on financing it or registering the car. Fifty-fifty though you shouldn't come across any issues, every situation is unique, and it generally helps to have a valid driver'southward license if y'all program on buying a vehicle.

Can You Finance a Car Without a Driver'southward License?

Buying a Car When You Don't Have a Driver's License Buying a vehicle and financing i are two different things. As we mentioned before, you tin can purchase a automobile without a driver's license, some lenders even accept a valid state ID. If you plan on paying in greenbacks, you don't demand a commuter's license to buy a vehicle as long every bit you're over the age of 18. In fact, you tin fifty-fifty buy a machine with a learner's let. But you're going to run across issues with registration and insurance.

To complete the car financing process, you lot need to title the vehicle and and so go it registered. And this is where yous might meet trouble if you don't have a valid driver's license. When it's time to insure and register it, y'all're going to become stuck. You need a valid driver'south license to get full coverage insurance for the car, and, in almost states, yous can't register a vehicle or purchase license plates without insurance.

If you decide to pay in greenbacks, yous could championship the automobile in someone else'south proper name who does have a commuter'southward license and they can annals information technology. Keep in mind, though, that the vehicle doesn't legally belong to you at this indicate because your name isn't on the title, and, until you get a commuter's license, you can't legally drive it on public roads.

What if My License is Suspended?

A common question borrowers often ask is how having a suspended license affects buying a vehicle. It'southward possible to finance a motorcar with a suspended license, but it depends on the state you alive in. If you practise end up getting approved for financing with a suspended license, exist aware that you can't legally bulldoze until your license is reinstated.

Waiting out the break isn't easy, but it's worthwhile in the end. Plus, this gives you ample fourth dimension to bank check your credit reports and scores, practice some vehicle inquiry, program a budget, and save upwardly for a down payment. You tin can read up on budgeting tips for an auto loan hither.